South Africa has a long history of financial transformation and resilience, with companies like Old Mutual shaping the way families build, grow, and protect generational wealth. Inspired by these stories of empowerment, we’re highlighting a remarkable financial journey — and how DWD Financial Planners continues this legacy by guiding individuals and families toward long-term stability and confidence.
Just like Old Mutual has spent decades helping South Africans take charge of their financial wellbeing, our team at DWD Financial Planners is committed to providing the tools, guidance, and structure people need to make life-changing progress.
A Family’s Turning Point: From Financial Stress to Stability
In 2018, the Mokoena family from Mondeor faced what many South African households experience: rising costs, scattered savings, no retirement plan, and uncertainty about their future. After years of postponing financial decisions, a sudden medical emergency forced them to confront a difficult truth — they needed a real plan.
Inspired by Old Mutual’s public success stories, the family approached DWD Financial Planners seeking clarity, structure, and trusted advice.
Their Transformation Journey
With the help of a dedicated DWD financial advisor, the Mokoenas implemented a structured, step-by-step plan, including:
✔ A Retirement Annuity
Ensuring long-term financial independence even with intermittent income streams.
✔ A Tax-Free Savings Account
Designed to help their two children build future education funds — without tax penalties.
✔ Life & Disability Cover
Providing security after the medical emergency exposed financial vulnerabilities.
✔ A Wealth-Building Investment Strategy
Shifting from low-growth savings to diversified long-term investments tailored to their risk capacity.
✔ Comprehensive Estate & Tax Planning
Giving them confidence that their assets would be protected and distributed correctly.
The Outcome: A Confident Financial Future
Three years later, the Mokoenas have:
- A fully-funded emergency savings plan
- Consistent contributions to retirement and investment accounts
- Adequate risk cover for both parents
- A structured plan for their children’s future
- Peace of mind — and a clear path toward generational wealth
Stories like these remind us of the impact proper planning can have. Old Mutual built its reputation on empowering South Africans to secure their futures.
At DWD Financial Planners, we continue this mission with personalized, human-focused financial guidance — because every family deserves a chance to thrive.
If you're ready to secure your future with confidence, DWD Financial Planners is here to walk the journey with you.
