Start living the retirement you’ve planned for.
Your next chapter deserves financial freedom and peace of mind. Whether you’re planning dream getaways, supporting family, or simply enjoying the rewards of your hard work, DWD Financial Planners helps you make your retirement years secure, sustainable, and fulfilling.
Living in Retirement
What’s in Your Retirement Plan? Tailored Solutions for Every Stage of Life
Living Annuity
Transform your retirement savings into a reliable income stream. With flexible drawdown options and investment choices, our Living Annuity helps you enjoy your golden years without compromising your lifestyle.
Wealth Management
Continue growing and protecting your wealth even after retirement. Our expert advisors help you balance risk and reward, ensuring your investments align with your evolving goals and income needs.
Tax Planning
Make your money work smarter for you. From optimizing retirement withdrawals to managing investment taxes, we help you minimize tax burdens and keep more of what you’ve earned.
Estate Planning
Create a lasting legacy. Our estate planning experts ensure your assets are distributed according to your wishes, giving you and your loved ones peace of mind for generations to come.
Asset Protection
Safeguard your hard-earned assets from unforeseen risks. We provide strategic cover and structures that preserve your wealth against life’s uncertainties, ensuring financial security well into the future.
Create a Secure, Fulfilling, and Confident Retirement
We design sustainable income strategies that combine guaranteed income products like annuities with carefully selected growth investments, giving you security while protecting against inflation.
The safe withdrawal rate depends on your savings, expected lifespan, and market conditions. We’ll calculate a personalised withdrawal strategy that keeps your money working for you.
Longevity risk is a key factor in retirement planning. We structure your plan to provide income throughout your life, using products like annuities and diversified investments to reduce the risk of outliving your savings.
Yes. Even in retirement, growth investments can play an important role in keeping your portfolio ahead of inflation. The right balance of secure and growth assets is essential.
We recommend maintaining a contingency fund within your retirement plan. This ensures you can cover medical costs, emergencies, or big purchases without disrupting your long-term income strategy.
Downsizing can free up capital, reduce expenses, and simplify your lifestyle. We help you evaluate whether this is the right move for your financial and personal goals.
Estate planning ensures your assets are transferred efficiently to your loved ones. We assist with wills, trusts, and tax strategies to preserve your legacy.
Absolutely. Retirement brings changing needs and market shifts. Annual reviews—or more frequent when needed—help ensure your plan stays relevant and effective.