When Thabo and Nomsa Khumalo from Alberton, Johannesburg South, first visited DWD Financial Planners, they carried a mix of hope and hesitation. After years of working hard and raising their children, they weren’t sure whether their financial future was on track — or if retirement would truly allow them to live the life they had dreamed of.
During their first consultation, our financial advisor took time to understand not only their finances but their lifestyle goals: travel, helping their children with university costs, and enjoying a peaceful retirement near the coast. What we discovered was that, while they had diligently saved, their investments were spread across multiple funds with overlapping fees and limited growth potential.
Through DWD’s Retirement Annuity, Wealth Management, and Tax Planning solutions, the Khumalos gained a clearer picture of their assets. We consolidated their investments, adjusted their risk profile, and structured a strategy to balance security with sustainable growth.
“DWD helped us make sense of our finances,” Thabo shares. “They didn’t just give us advice — they gave us confidence.”
Three years later, their retirement plan is on track, their investments are performing better, and they now enjoy the peace of mind that comes from knowing their future is secure and well-structured.
At DWD Financial Planners, we believe success isn’t defined by how much you earn — but by how confidently you plan for what comes next.
When Thabo and Nomsa Khumalo from Alberton, Johannesburg South, first visited DWD Financial Planners, they carried a mix of hope and hesitation. After years of working hard and raising their children, they weren’t sure whether their financial future was on track — or if retirement would truly allow them to live the life they had dreamed of.
During their first consultation, our financial advisor took time to understand not only their finances but their lifestyle goals: travel, helping their children with university costs, and enjoying a peaceful retirement near the coast. What we discovered was that, while they had diligently saved, their investments were spread across multiple funds with overlapping fees and limited growth potential.
Through DWD’s Retirement Annuity, Wealth Management, and Tax Planning solutions, the Khumalos gained a clearer picture of their assets. We consolidated their investments, adjusted their risk profile, and structured a strategy to balance security with sustainable growth.
“DWD helped us make sense of our finances,” Thabo shares. “They didn’t just give us advice — they gave us confidence.”
Three years later, their retirement plan is on track, their investments are performing better, and they now enjoy the peace of mind that comes from knowing their future is secure and well-structured.
At DWD Financial Planners, we believe success isn’t defined by how much you earn — but by how confidently you plan for what comes next.
