Property Calculators
DWD Financial Planners Property Calculators
Calculate your monthly bond repayments, total interest payable, and see the full cost of your home loan over time
Discover the maximum home loan amount you qualify for based on your monthly income, expenses, and affordability guidelines
Get a detailed breakdown of all transfer costs including bond registration, attorney fees, transfer duty, and deeds office charges
Find your dream home with our property listings
Why Use Our Property Calculators?
How It Works?
Bond Calculator
+1. Enter the property price, deposit (or loan amount).
2. Add the annual interest rate and loan term (years).
3. Hit Calculate to see your monthly repayment and total interest.
Affordability Calculator
+1. Enter your gross monthly income (and any additional income).
2. Add monthly expenses and current debt repayments; include deposit if any.
3. Click Calculate to get your affordable monthly repayment and estimated purchase price.
Transfer Costs Calculator
+1. Enter the property purchase price.
2. Add buyer type/options (e.g., first-time buyer, include bond registration/legal fees if known).
3. Click Calculate to see transfer duty, legal/registration fees and total upfront costs.
Extra Payments Calculator
+1. Enter current bond balance (or original loan amount), interest rate, and remaining term.
2. Input extra payment amount and frequency (monthly/one-off).
3. Calculate to see new repayment timeline, interest saved, and updated balance.
Interest Rate Simulator
+1. Enter loan amount and loan term (or current monthly repayment).
2. Input current rate and the rate(s) you want to test (or adjust slider).
3. Click Simulate to compare monthly repayments and total interest at each rate.
Total Monthly Costs
+1. Enter your monthly bond repayment (or auto-fill from Bond Calculator).
2. Add other monthly costs: rates & taxes, levies, insurance, utilities, maintenance.
3. Click Calculate to see the full monthly property cost.